
If you’re considering selling your house in Kansas City, one of the first questions you might have is, “How much is it going to cost me?” The answer can be complex, as it depends on several factors such as the offer you accept, any contributions to the buyer’s closing costs, and the repairs you undertake. Here’s a breakdown of what you can expect and how these costs apply specifically to the Kansas City market.
Equity and Gains
Before diving into the costs, it’s worth noting that many homeowners in Kansas City have built up significant equity in their homes. With the median home price in Kansas City around $290,000 and rising by 0.2% compared to last year, you likely stand to make a substantial gain when you sell. This equity can quickly offset many of the selling costs.
Closing Costs and Commission
Closing costs are a significant expense when selling a house. In Kansas City, you can expect to pay between 2% to 4% of the sale price in fees and taxes, on top of the real estate agent commission. Here are some key points to consider:
- Agent Commission: In Kansas, the average real estate commission is around 5.58%, which includes both the listing agent and buyer’s agent fees. However, you can save by using discount brokers or flat fee MLS services, which can reduce your commission costs significantly.
- Closing Costs: These include title and closing service fees, owner’s title insurance policy, real estate transfer tax, and recording fees. On average, these costs amount to about 3.05% of the home’s price.
- Taxes: Property taxes and transfer taxes vary by state and county. In Kansas, the average property tax rate is 1.41%, but this can vary by county.
Pre-Listing Inspection and Repairs
A pre-listing inspection is an optional but highly recommended step. It helps identify potential issues that could arise during the buyer’s inspection, allowing you to address them beforehand. This can include minor repairs or cosmetic changes that can make your home more appealing to potential buyers.
In Kansas City, where homes sell relatively quickly (often in around 30 days), having a pre-listing inspection can give you an edge. Your agent can provide advice on which repairs are most critical and likely to yield a good return on investment.
Home Staging
Home staging is another optional step that can make your house stand out in a competitive market. In Kansas City, where the housing market is somewhat competitive, staging can be particularly beneficial. Here are some costs to consider:
- Staging Costs: These can range from $782 to $2,817, depending on the extent of the staging. However, a good agent can offer suggestions on how to stage your home effectively without incurring high costs.
Why Leaning on an Agent Is Key
While you may be tempted to cut costs by skipping staging or a pre-listing inspection, working with a professional real estate agent is crucial. Here’s how an agent can help:
- Customized Advice: Your agent will provide tailored advice on repairs, staging, and pricing strategies to highlight your home’s best features.
- Marketing and Pricing: A good agent will create a marketing plan that showcases your home’s best assets and helps it sell for the best possible price.
- Negotiation: Agents can negotiate offers and concessions, ensuring you get the best deal possible.
Bottom Line
Selling a house in Kansas City involves several costs, but with the right strategy and professional guidance, you can minimize these expenses and maximize your gains. Here are some key takeaways:
- Equity: Use your built-up equity to offset selling costs.
- Closing Costs and Commission: Expect 2% to 4% in closing costs plus agent commissions, but look for ways to reduce these costs with discount brokers.
- Pre-Listing Inspection: Consider a pre-listing inspection to address potential issues early.
- Home Staging: Staging can be beneficial, but follow your agent’s advice to keep costs low.
- Agent Assistance: Lean on a professional agent for customized advice and effective marketing strategies.
If you’re ready to sell your house in Kansas City, let’s have a conversation to walk through these costs and strategies in more detail. With the right approach, you can navigate the selling process efficiently and profitably.
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Need help selling a home in Kansas City? Let’s talk . . .
Chris Dowell from ReeceNichols Real Estate (913) 712-9313